Los Angeles Wealth Management for Individuals, Families, and Business Owners
Thoughtful and researched financial advice built around your life
JKR provides wealth management, financial planning, and investment management for individuals, families, business owners, and retirees in Los Angeles.
We help clients coordinate the different parts of their financial lives—from investments and retirement planning to tax-aware decisions, estate considerations, cash flow, and major financial transitions.
Our goal is simple: help you make better financial decisions with greater clarity and confidence.
Los Angeles Wealth Management for Individuals, Families, and Business Owners
Thoughtful and researched financial advice built around your life
JKR provides wealth management, financial planning, and investment management for individuals, families, business owners, and retirees in Los Angeles.
We help clients coordinate the different parts of their financial lives—from investments and retirement planning to tax-aware decisions, estate considerations, cash flow, and major financial transitions.
Our goal is simple: help you make better financial decisions with greater clarity and confidence.
Our Approach
A More Complete Approach to Wealth Management
For many high-net-worth clients, investing is only one part of the picture.
Your portfolio may need to support retirement, provide income, account for concentrated stock, coordinate with a business interest, or help transfer wealth to the next generation.
That is why our approach to wealth management looks beyond individual investments.
Depending on your needs, we may help coordinate:
- Investment management
- Financial planning
- Retirement planning
- Tax-aware investment decisions
- Estate and legacy considerations
- Charitable giving
- Concentrated stock planning
- Business-owner planning
- Major financial transitions
The goal is to make sure important financial decisions work together rather than in isolation.
Fiduciary Standard
Fiduciary Financial Advice in Los Angeles
One of the most important questions to ask any financial advisor is: Whose interests come first?
As a registered investment adviser JKR is held to a fiduciary standard. We have the duty always to put our clients’ interests before our own, by providing disinterested advice and disclosing any material conflicts of interest to our clients as disclosed herein.
As a fiduciary financial advisor serving Los Angeles clients, our advice is designed around your goals, circumstances, and financial priorities.
For investors comparing a registered investment advisor in Los Angeles with a brokerage firm, bank, or national financial institution, understanding how the advisor is compensated and when the advisor acts as a fiduciary is an important part of the decision.
Who We Serve
Who We Serve
JKR is a good fit for:
High-net-worth individuals and families
Who want investment management, retirement planning, and long-term financial decisions coordinated in one strategy.
Business owners and entrepreneurs
Balancing personal wealth with business interests, liquidity, succession, retirement, or a future sale.
Executives and professionals
With complex compensation, concentrated stock, retirement accounts, or significant investment assets.
Retirees and pre-retirees
Who want help with sustainable spending, portfolio structure, tax-aware withdrawals, and retirement income planning.
Families navigating major transitions
Such as an inheritance, divorce, business sale, retirement, or loss of a spouse.
Investment Philosophy
Our Investment Philosophy
We believe successful investing starts with your goals, time horizon, liquidity needs, tax situation, and tolerance for risk.
Our investment management approach emphasizes:
- Diversification
- Appropriate risk management
- Long-term discipline
- Tax awareness
- Cost consciousness
- Rebalancing when appropriate
- Avoiding emotionally driven investment decisions
Our investment adviser representatives (“IARs”) may provide advisory services in the form of investment management services. Investment management services involve providing clients with continuous and ongoing supervision over client accounts. This means that IARs continuously monitor a client’s account and make trades in client accounts when deemed necessary. JKR customizes clients’ portfolios according to their individual risk tolerance, time horizon, and specific goals.
The objective is not simply to build a portfolio. It is to build an investment strategy that supports the life you are trying to fund.
Financial Planning
Financial Planning Comes First
Good investment management should be connected to a broader financial plan. We help clients address questions such as:
- When can I retire?
- How much can I safely spend?
- Am I taking more investment risk than I need?
- How should I invest a large cash balance?
- What should I do with concentrated stock?
- How should I prepare for the sale of my business?
- How can I make my portfolio more tax-efficient?
- How should my investments change as I approach retirement
A financial plan should not be a static document. It should guide real decisions and evolve as your circumstances change.
Retirement Planning
Retirement Planning in Los Angeles
Retirement planning becomes more complex as your assets grow.
Our retirement planning process is designed to coordinate these decisions rather than address them one at a time.
We help clients think through decisions involving:
- Sustainable retirement spending
- Portfolio withdrawals
- Social Security timing
- Tax-aware distributions
- Investment risk
- Liquidity
- Healthcare and long-term care
- Estate and legacy goals
Our Team
Experience and Credentials
Clients should understand the qualifications of the people responsible for their financial decisions.
J. Kemp Richardson, former president and owner, has been in investment business since April 1969. He graduated from USC in 1968 with a B.S. in Finance. He started with Eastman Dillon and was with the major securities firms until starting JKR in 1979. Kemp has been on the board of California Association of Independent Broker Dealers (CAIBD) since 1996.
Current company President Jamie Ellis has been a financial advisor with JKR for 27 years, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience.
As a registered investment adviser JKR is held to a fiduciary standard. We have the duty always to put our clients’ interests before our own, by providing disinterested advice and disclosing any material conflicts of interest to our clients as disclosed herein.
Transparency
Fees and Investment Minimums
Transparency matters. You should always know how your advisor earns money. JKR offers:
Advisory accounts: You pay an annual fee based on the assets we manage, [up to 1.5%]. We’re held to a fiduciary standard: your interests come first.
The full details are in our Form CRS.
JKR generally works with clients who have saved $500,000 or more.
Why JKR
Why Choose an Independent Wealth Management Firm?
Large national firms offer recognizable brands and significant resources. But many clients value a more personal advisory relationship.
An independent wealth management firm may offer:
More direct relationships
You know who is responsible for your financial strategy.
More personalized advice
Your plan can reflect your family, career, business interests, taxes, and goals.
Greater continuity
Long-term relationships matter when your advisor understands the history behind your financial decisions.
Direct access to decision-makers
Clients can often communicate directly with the professionals responsible for their strategy.
Local perspective
Los Angeles clients may face financial issues involving business ownership, real estate, concentrated equity, entertainment, professional practices, and California tax considerations.
Locations
Serving Los Angeles
JKR serves clients throughout the Los Angeles metro area. We work with clients in person and virtually. Our offices are located at:
Van Nuys
JKR Co.
7145 Woodley Avenue
Van Nuys, CA 91406 USA
Laguna Beach
JKR Co.
1540 South Coast Hwy. #202
Laguna Beach, CA 92651
Start a Conversation
If you are looking for a financial advisor in Los Angeles, a fiduciary financial advisor, or a wealth management firm that can connect your investment strategy with your broader financial plan, we invite you to learn more about JKR.
The first conversation is an opportunity to understand your goals, explain how we work, and determine whether JKR is the right fit.
Call us at 818-781-7721 or click on the button below to fill out a form.